Loan Products 
Standalone 2nd Mortgage
Qualify with
- Bank Statements
- P&L
- Full Doc
- Assets
- 1099
- DSCR
FundLoans offers the industry's only bank statement 2nd up to $1M. This is a HELOAN, not a HELOC. All funds are distributed at one time. These cash-out, debt consolidation, or piggy-back purchase junior lien programs are for primary residences, second homes, or 1-4 unit investment properties.
This program is for your borrowers who want to access their equity and keep their low-rate first mortgage.
Use our blended rate calculator to comprehend the value.
Some use cases: 100% cash-in-hand, high-interest credit card debt consolidation, real estate investments, renovations, new vehicle purchase, paying for college tuition.
Aspire
Loan amounts from $200K to $1M
- • Bank Statements, P&L or Full Doc
- • Up to 85% CLTV
- • Minimum Credit Score: 660 FICO
- • Max Combined Loan Amount: $5M
- • Fixed Terms: 10/15/20/30
- • Interest-Only Available on 30 Year Term
Aspire X
Loan amounts from $125K to $1M
- • Bank Statements, P&L Only, Full Doc, 1099, DSCR or Assets
- • Up to $1M: Owner-Occupied Full Doc, Bank Statements and 1099
- • Up to 90% CLTV on Bank Statements and Full Doc
- • Minimum Credit Score: 640 FICO
- • Option for Interest Only
- • Max Combined Loan Amount: $5M
- • Fixed Terms: 10/15/20/30
- • Balloon Terms 30/15 - 40/15 (Minimum $200K Loan)